FINANCIAL LITERACY LEVEL OF TEACHERS IN BAANSANFUN KINDERGARTEN

Abstract

This Research article is a descriptive method study aimed at examining the level of financial literacy among teachers at Baansanfun Kindergarten. The population consisted of teachers and educational personnel at Baansanfun Kindergarten, totaling 46 participants. These included 1 Deputy Director for Academic Affairs, 4 Head Teachers, 16 Homeroom Teachers, 22 Assistant Teachers, and 3 Administrative Teachers. The research instrument used was the Financial Literacy Assessment Tool based on the 2022 Financial Skills Survey Report by the Bank of Thailand, which covers three key components: financial knowledge, financial behavior, and financial attitudes. Data analysis was conducted using frequency, percentage, and arithmetic mean.

The results revealed that the teachers had an average financial literacy score of 15.3 out of 20, equivalent to 76.3%, which is higher than the average score of the general Thai population at 71.4%. However, when examining each component individually, it was found that teachers scored higher than the national average in financial behavior (79.5%) and financial attitudes (81.8%), but slightly lower in financial knowledge (68.9%) compared to the national average (69.7%). These findings reflect the strengths of teachers in financial behavior and attitudes but suggest a need for further enhancement in theoretical financial knowledge.