AN AFFECTING OF SELF-EFFICACY IN PERSONAL FINANCIAL PLANNING TO TEACHER’S FINANCIAL FREEDOME IN THAILAND
Article Sidebar
Main Article Content
Abstract
The objectives of this research were to 1) compare the level of self-efficacy in personal financial planning between teachers who had financial freedom and those who did not, 2) study the effects of self-efficacy in personal financial planning on teacher’ financial freedom in Thailand, and 3) study the effects of self-efficacy in personal financial planning on teacher’ survival ratio in Thailand. The study was quantitative research. A survey questionnaire was used to collect data from the samples of 862 teachers including teachers who had financial freedom and those who did not. The data were analyzed using mean, standard deviation and binary logistic regression analysis.
The research findings were as follows: 1) Most of the teachers who answered the questionnaire had no financial freedom but had survival ratio. They live in Northeastern region, and are female, aged 50-59 years old, married and hold a bachelor’s and master’s degree. The group who had financial freedom and those who did not, were not significantly different in terms of the level of self-efficacy in financial planning, 2) The model of the factors affecting of self-efficacy in personal financial planning on teachers’ financial freedom in Thailand was suitable and was 91.1% accurate for predicting the financial freedom. Moreover, the factor that significantly affected the teachers’ financial freedom was the region of workplace, and 3) the model of the effects of self-efficacy in personal financial planning on teachers’ survival ratio in Thailand was suitable and was 90.3% accurate for predicting the survival ratio. The factor that significantly affected teachers’ survival ratio was also the region of workplace.
Article Details
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
บทความทุกเรื่องได้รับการตรวจความถูกต้องทางวิชาการโดยผู้ทรงคุณวุฒิ ทรรศนะและข้อคิดเห็นในบทความวารสารบัณฑิตศึกษา มหาวิทยาลัยราชภัฏวไลยอลงกรณ์ ในพระบรมราชูปถัมภ์ มิใช่เป็นทรรศนะและความคิดของผู้จัดทำจึงมิใช่ความรับผิดชอบของบัณฑิตวิทยาลัย มหาวิทยาลัยราชภัฏวไลยอลงกรณ์ ในพระบรมราชูปถัมภ์ กองบรรณาธิการไม่สงวนสิทธิ์การคัดลอก แต่ให้อ้างอิงแหล่งที่มา
References
Annesi, J. J. (2005). Correlations of Depression and Total Mood Disturbance with Physical Activity and Self-Concept in Preadolescents Enrolled in an After-School Exercise Program 1. Psychological reports. 96(3c), 891-898.
Avenger Planner. (2021). Is it necessary to have financial planner. Retrieved from: http://www.avenger-planner.com/2021/03/is-financial-planner-necessary/
Bandura, A. (1977). Self-efficacy: toward a unifying theory of behavioral change. Psychological Review. 84(2), 191.
Bandura, A. (1986). Social foundations of thought and action: a social cognitive theory. Englewood Cliffs, N.J.: Prentice-Hall.
Bandura, A. (1997). Self-efficacy: The exercise of control. New York: Freeman.
Bandura, A., Adams, N. E., Hardy, A. B. & Howells, G. N. (1980). Tests of the generality of self-efficacy theory. Cognitive Therapy and Research. 4(1), 39-66.
Eccies, J. S. (2003). Annual Review of Psychology: Motivational Beliefs. Values and Goals. Retrieved December 17, 2008.
Government Pension Fund. (2021). Member of Government Pension Fund 2021. Retrieved from: https://www.gpf.or.th/thai2019/About/main.php?page=chart&lang=th&menu=statistic&lang=th
Gyurcsik, N. C. & Brawley, L. R. (2000). Mindful Deliberation About Exercise: Influence of Acute Positive and Negative Thinking1. Journal of Applied Social Psychology. 30(12), 2513-2533.
Lee, J. (2009). Universals and specifics of math self-concept, math self-efficacy, and math anxiety across 41 PISA 2003 participating countries. Learning and Individual Differences. 19, 355–365.
Qin, C. B. (2010). The female student research of exercise behavior, exercise motivation and exercise self-efficacy in Shenzhen university. Shenzhen University (People's Republic of China), ProQuest Dissertations Publishing.
Rodgers, W. M. & Brawley, L. R. (1996). The influence of outcome expectancy and self-efficacy on the behavioral intentions of novice exercisers. Journal of Applied Social Psychology. 26(7), 618-634.
Sabruengrin, P. and Termprasertsakul, S. (2021). patčhai thī mī ʻitthi phon tō̜ ʻaʻi sō̜ra phāp thāng kānngœ̄n khō̜ng chāo mi lō̜ lēn yon nai Krung Thēp Mahā Nakhō̜n [Factors influencing Financial Freedom of Millennials in Bangkok]. Srinakharinwirot Business Journal. 13(1), 1-19.
Scheresberg, C. D. B. & Lusardi, A. (2015). Gen Y Personal Finances: Global Financial Literacy Excellence Center. Retrieved November 2, 2020, from https://gflec.org/wp-content/uploads/2015/01/a738b9_b453bb8368e248f1bc546bb257ad0d2e.pdf?x93521
Sektrakul, K. (2010). kānwāngphǣn kān ngœ̄n sō̜ won bukkhon : ʻapa ra chā chon mangkhang prathētchāt kō̜ mankhong [Personal financial planning: when people get wealthy country is stability]. Retrieved from: https://member.set.or.th/set/education/knowledgedetail.do?contentId=535&type=article
Stanley, M. A. & Maddux, J. E. (1986). Cognitive processes in health enhancement: Investigation of a combined protection motivation and self-efficacy model. Basic and Applied Social Psychology. 7(2), 101-113.
Yamane, T. (1973). Statistics: An Introductory Analysis. 3rdEd. New York. Harper and Row Publications.
The Standard. (2020). Average of Thai Teacher’s debt was 3 million baths. Retrieved from: https://thestandard.co/thai-teachers-in-debt/
