Influencing Factors as Incurring Debt of Farmers in Khao Phra Sub-District Municipality, Doem Bang Nang Buat District, Suphan Buri Province

Abstract

          This research had objectives to 1) Study factors affecting indebtedness of farmers   2) Study indebtedness of farmers and 3) Study factors affecting indebtedness of farmers in Khao Phra sub-district municipality, Doem Bang Nang Buat district, Suphan Buri province. Sample group consisted of 302 farmers living in community village number 1 – 9 of Khao Phra sub-district municipality, Doem Bang Nang Buat district, Suphan Buri province, selected by random sampling method. The research tool was questionnaire and the statistics for research were Percentage, Mean, Standard Deviation, and Logistics Regression Analysis.
          The result showed that
          1. Factors affecting indebtedness of farmers in Khao Phra sub-district municipality, Doem Bang Nang Buat district, Suphan Buri province was overall at low level. When considered each aspect from the greatest mean to the lowest mean; they were government policy, adaptability, management capability, vocational knowledge and skills, and economic infrastructure respectively.
          2. Farmers responded to the questionnaire were in debt approximately 30,001 - 50,000 Baht in average, most of them were in debt to the Bank for Agriculture and Agricultural Cooperatives. The loan objective was for vocational investment and the duration of the loan lasted 2-5 years.
          3. Factors affecting indebtedness of farmers in Khao Phra sub-district municipality, Doem Bang Nang Buat district, Suphan Buri province composed of 5 aspects of government policy, adaptability, management capability, vocational knowledge and skills, and economic infrastructure.