THE INFLUENCE OF INTERNAL AND EXTERNAL FACTORS AFFECTING PERSONAL FINANCIAL PLANNING OF EMPLOYEES IN NAVA NAKORN INDUSTRIAL ESTATE

Abstract

The study investigates the influence of internal and external factors on the personal financial planning of employees in Nava Nakorn Industrial Estate. The objectives of the study are as follows:
1) to examine the internal factors affecting personal financial planning, 2) to explore the external factors influencing personal financial planning, 3) to analyze the internal factors impacting financial planning, and 4) to investigate the external factors affecting personal financial planning in Navanakorn Industrial Estate. Data were collected through a questionnaires from 400 individuals residing in Nava Nakorn Industrial Estate. The collected data were analyzed using descriptive statistical measures such as frequency, percentage, and standard deviation, as well as hypothesis testing.

The findings of the study revealed the following:

1) The opinions on internal and external factors that affect personal financial planning were rated at a high level ( = 3.80) and moderate level (= 3.11), respectively.

2) The opinions regarding personal financial planning in the industrial estate area of Nava Nakorn were at a moderate level ( = 3.38). 3) The results of the hypothesis tests indicated that internal and external factors significantly influence the personal financial planning of employees in the Nava Nakorn Industrial Estate at a significance level of 0.05