PERSONAL FACTORS AND ATTITUDE TO MONEY AFFECTING GENERATIONS’ FINANCIAL WELL-BEING IN SATHORN DISTRICT, BANGKOK
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Abstract
The objectives of this survey research were to: 1) study the level of Attitude to Money, and Generations’ Financial Well-being. 2) compare means of Attitude to Money, and Generations’ Financial Well-being by Personal Factors (gender and generations). 3) study the causal factors of Generations’ Financial Well-being by using Personal Factors (gender and generations), and Attitude to Money. The samples comprised 400 people in Sathorn District, Bangkok selected by simple random sampling. The research tools were adopted from both Furnham’s and Yamauchi’s Attitude to Money questionnaire and a Financial Well-being Inventory-(FWI) was adopted from Kempson and others’ which had reliability .909 and .867, respectively. The statistics used to analyze the data were arithmetic mean, standard deviation, t-Test, One-Way ANOVA and Multiple Regression Analysis.
The research results were: 1) All generations had a moderate attitude to money in every sub-dimension, and a moderate level of financial well-being in both sub-dimensions and overall. 2) There were significant differences in some sub-dimensions of attitude to money and financial well-being across genders and generations and 3) Inadequacy, power/spending, retention, and effort/ability were significant predictors of generations’ financial well-being, explaining 28.8%.
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บทความทุกเรื่องได้รับการตรวจความถูกต้องทางวิชาการโดยผู้ทรงคุณวุฒิ ทรรศนะและข้อคิดเห็นในบทความ Journal of Global of Perspectives in Humanities and Social Sciences (J-GPHSS) มิใช่เป็นทรรศนะและความคิดของผู้จัดทำจึงมิใช่ความรับผิดชอบของบัณฑิตวิทยาลัย มหาวิทยาลัยราชภัฏวไลยอลงกรณ์ ในพระบรมราชูปถัมภ์ กองบรรณาธิการไม่สงวนสิทธิ์การคัดลอก แต่ให้อ้างอิงแหล่งที่มา
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