Guidelines for Solving the Debt Problem of the Student Loan Fund (SLF.)

Abstract

          Thailand has given great importance to education. Therefore, the Education Loan Fund (SLF.) was established to allow students to undertake student loans and some groups of students who have completed their studies. Do not proceed to pay the debt. Therefore, causing a lot of outstanding problems. For the study of solutions to the debt problems of the Education Loan Fund (SLF.), it is aimed to study the current situation, vision and reasons for non-payment of the Student Loan Fund (SLF.) in accordance with the government policy in Driving public policy on opportunity creation and social equality As well as guidelines for solving the debt problems of the Student Loan Fund (SLF.) As follows: 1) Cancel the guarantor system 2) Let each school take care of the student loan funds. And should provide an orientation for new borrowers. 3) Create incentives for high-class debtors, for example, any borrower finishes early on the debts borrowed. Paying early and on time may be halved.       4) The system for debt utilization or repayment of the Student Loan Fund (SLF.) should be the same as the debt utilization or loan repayment system. 5) Measures should be taken to seriously punish those who do not pay the (SLF.) 6) Debt collection should be undertaken seriously. 7) Reduce debt to work that is beneficial to the public, such as a borrower who takes up some kind of work that is beneficial to the public. Or volunteer to work at a protected or dangerous area The state should have measures to support these debtors, such as some student loan debt deductions to work instead of money.