The Problem on Fund for Educational Loan Law with State Missions.

Abstract

This academic article aims to study the problems of the Act on Fund for Educational Loan B.E. 2560 (2017). The purpose of this law provides students which lack of funds to obtain the opportunity to study at a higher than fundamental education with loans from fund for educational loan, which is a government agency. However, the study found that the fundamental concepts of the role of the state, which is responsible for providing public education services to people. That is the conflict of the application of the loan agreement principle to student loans. The problem with student loan contracts between the state and the people. The problems with litigation for default of education loan agreements, which are civil litigation proceedings are not appropriate, due to the inequality status of the parties and the problems with the injustice of the surety systems under the education loan agreements. Therefore, if the fund for educational loan law is enforced in accordance with and appropriate to the fundamental concepts of the missions of state, it would decrease the problem of social disparity in education and could produce manpower with ability and knowledge to develop the country later.