HOANG, M. H. The Adoption of Personal Internet Banking in Vietnam. Humanities, Arts and Social Sciences Studies, [S. l.], v. 15, n. 2, p. 173–201, 2015. Disponível em: https://so02.tci-thaijo.org/index.php/hasss/article/view/39528. Acesso em: 16 sep. 2026.