วสุธารัตน์ ทักษพร. 2021. “FACTORS INFLUENCING ACCEPTANCE OF USING FINANCIAL SERVICES THROUGH AI CHATBOT OF COMMERCIAL BANKS IN CENTRAL REGION OF THAILAND”. Journal of KMITL Business School 11 (1):39-51. https://so02.tci-thaijo.org/index.php/fam/article/view/247735.